Benefits directory

Benefits for real life.

Identification refunds. Income. A place to call home. Explore official resources for what matters to you.

Your personal ID numbers stay private. Apply directly with official agencies.

Explore all benefits

Your next step starts here.

13 resources to exploreU.S. programs & resources
Refund tracker

Federal tax refund status

INTERNAL REVENUE SERVICE

Check the status of a federal tax refund you filed for, directly with the IRS.

Identity protection

Refund held by identity theft

IRS IDENTITY THEFT CENTRAL

Get help if your refund is delayed because someone misused your SSN or ITIN.

Refund security

Identity Protection PIN

INTERNAL REVENUE SERVICE

Get a free six-digit PIN that prevents others from filing a return or claiming a refund with your SSN.

Money owed to you

Unclaimed money search

USA.GOV

Search official databases for money owed to you, like old refunds, deposits, or uncashed checks.

SSN application

Apply for a Social Security number

SOCIAL SECURITY ADMINISTRATION

Request a new or replacement Social Security card using Form SS-5, free from Social Security.

EIN application

Apply for an EIN

INTERNAL REVENUE SERVICE

Get an Employer Identification Number for your business online with the IRS, free and issued immediately.

ITIN application

Apply for an ITIN

INTERNAL REVENUE SERVICE

For people who must file U.S. taxes but are not eligible for an SSN, using Form W-7.

Monthly assistance

Supplemental Security Income

SOCIAL SECURITY ADMINISTRATION

Monthly support for eligible people with disabilities and adults 65 or older with limited income and resources.

Rental support

Housing assistance

U.S. DEPARTMENT OF HOUSING & URBAN DEVELOPMENT

Explore rental assistance and housing vouchers through your local public housing agency.

Food assistance

Food & nutrition benefits

U.S. DEPARTMENT OF AGRICULTURE

Find SNAP information and your state application for help with everyday grocery costs.

Health & wellbeing

Health coverage

HEALTHCARE.GOV

Explore health insurance options, potential savings, and Medicaid or CHIP coverage.

Education support

Student financial aid

U.S. DEPARTMENT OF EDUCATION

Explore federal grants, work-study, and student loans that can help with college or career school.

Access & inclusion

Disability accommodations

ADA.GOV · U.S. DEPARTMENT OF JUSTICE

Learn about disability rights and access to public services, businesses, and reasonable accommodations.

Programs determine eligibility. An identification number does not create an investment, income, or entitlement to benefits.

Tax service: SSN & EIN applicationsStep-by-step guides to apply for a Social Security number or an Employer Identification Number on official government sites — always free.Open tax service
Getting paid

Gross pay vs. net pay.

Your pay stub shows two numbers, and they are not the same thing. Gross is what you earned. Net is what you keep. Here is how the first one becomes the second.

Gross pay

Everything you earned, before anything is taken out.

Your wages, salary, overtime, tips, commissions, and bonuses added together for the pay period. It is the number your offer letter or employment agreement quotes.

  • Hours worked multiplied by your pay rate
  • Includes overtime, bonuses, tips, and commissions
  • Not the amount that reaches your bank account
Net pay

What you keep, after deductions come out.

Gross pay minus taxes and other deductions. This is your take-home pay — the amount deposited to your bank or paid to you as a check each period.

  • Taxes and other deductions have already been removed
  • The amount that actually hits your bank account
  • Also called take-home pay

Deductions — like federal and state taxes, Social Security, Medicare, and health premiums — come out between these two numbers. Your pay stub shows both; the smaller one is your take-home pay. For a personalized figure, use the official IRS Tax Withholding Estimator.

Identity essentials

Understand your identification.

Different IDs serve different purposes. Learn what they’re used for—and keep your real numbers private.

Your identity is yours to protect.

This site never asks for your SSN, passport, or other identification numbers. Apply only through official program websites.